Legal Plan --  Beginning January, 2006, all active PEF members and their families will be automatically covered by a New Free Legal Plan.  The Plan will provide for free telephone advice and simple document review.   Co-pay services include a Simple Will, Simple Power of Attorney, Simple Promissory Note and Living Will.  Other services are provided at discounted fees. To contact an attorney, call Feldman, Kramer & Monaco at 800-832-5182.  You will need to provide your PEF ID # (first initial of first name, first four letters of last name, last four digits of SS #). For a complete brochure click here.